DISABILITY LAW

  • Short and Long Term Disability Insurance
  • Disability Pension
  • State Disability Retirement Claims
  • Duty Disability Claims
  • Social Security Disability

Short Term Disability (STD) and Long Term Disability (LTD) Insurance

Many employees are covered by short and long term disability insurance policies that they may not even know exit. Checking with an employer may reveal insurance policies or income continuation benefits. When an employee becomes unable to work for any reason, these policies can be a crucial component to keeping afloat when the regular work income is gone. When an employee becomes permanently disabled from work, this benefit can be even more important as it sometimes becomes the sole source of income until retirement age. Our employees have experience in bringing these claims and, where necessary, overturning adverse insurance company decisions on appeal. Each policy is different, including the definition of disability and the benefits paid, but we can help our clients work through the process and get the benefits that they are entitled to.

Attorneys to Contact

Katy Lounsbury | klounsbury@ehlkelaw.com | 608-827-9750 (Madison) | 608-328-4300 (Monroe) | See Katy's Profile
Colleen Bero-Lehmann | clehmann@ehlkelaw.com | 608-827-9750 | See Colleen's Profile

Disability Pensions

Some pension plans provide for a disability pension, which allows workers who become disabled prior to normal retirement age to collect a pension in an amount similar to what they would have received were they already at normal retirement age. We are experienced at reviewing pension plans to determine whether an employee may be eligible for drawing an early retirement due to disability, and advising clients on getting the disability pension approved.

Attorneys to Contact

Katy Lounsbury | klounsbury@ehlkelaw.com | 608-827-9750 (Madison) | 608-328-4300 (Monroe) | See Katy's Profile
Colleen Bero-Lehmann | clehmann@ehlkelaw.com | 608-827-9750 | See Colleen's Profile

State Disability Retirement Claims

Many Wisconsin State, County and City employees are eligible for Income Continuation or Disability Retirement benefits if they become unable to work because of a disability. If an employee, or his employer on his behalf, has contributed to the State Employee Trust Fund then the employee may qualify for Income Continuation or Disability Retirement benefits. To qualify for Income Continuation or Disability Retirement there is no need to prove that the employee was injured at work. A disabled employee will qualify if he has been employed and contributing to the Employee Trust Funds for a sufficient number of years AND cannot obtain “substantial gainful employment” due to a disability. The attorneys at Ehlke, Bero-Lehmann & Lounsbury, S.C. have the knowledge and experience to work with both the employee’s doctor and the State Department of Employee Trust Funds to ensure that benefits are paid.

We have experience in assisting Wisconsin Retirement System participants pursue pension, disability annuity, insurance, and other types of benefits before the various Boards affiliated with the Department of Employee Trust Funds, including survivors' claims. Our experience includes the most extensive representation of Protective Occupation Participants - Duty Disability benefit claims of any firm in the State of Wisconsin.

Attorneys to Contact

Bruce Ehlke | behlke@ehlkelaw.com | 608-827-9750 | See Bruce's Profile
Colleen Bero-Lehmann | clehmann@ehlkelaw.com | 608-827-9750 | See Colleen's Profile

Duty Disability Claims

Our Firefighters, Police Officers, Deputies and other protected service employees risk life and limb on a regular basis in order to serve the people of Wisconsin. Because of the often dangerous work undertaken by such professionals, they are afforded special retirement benefits (Duty Disability Benefits) if they become disabled in the line of duty. Duty Disability benefits can pay up to 85% of the injured employee’s salary. To obtain Duty Disability Benefits, the disabled worker must prove that she was injured in the course of her employment and the injury renders her unable to participate fully in the activities of her profession. For many years several of the attorneys at Ehlke, Bero-Lehmann & Lounsbury, S.C. have worked with injured workers, their doctors and the State Department of Employee Trust Funds to obtain duty disability benefits.

Attorneys to Contact

Bruce Ehlke | behlke@ehlkelaw.com | 608-827-9750 | See Bruce's Profile
Colleen Bero-Lehmann | clehmann@ehlkelaw.com | 608-827-9750 | See Colleen's Profile

Social Security Disability

Many Long Term Disability, Disability Retirement and Income Continuation Plans require the disabled employee to apply for Social Security Disability as a prerequisite to obtaining benefits. The attorneys at Ehlke, Bero-Lehmann & Lounsbury, S.C. can assist and advise the disabled worker in his attempt to obtain Social Security Disability Benefits.

Attorneys to Contact

Colleen Bero-Lehmann | clehmann@ehlkelaw.com | 608-827-9750 | See Colleen's Profile

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